PTPTN Education Loan Scheme was set up with the aim of providing education loans to students pursuing their studies in local institutions of higher learning (IPT). This loan will enable students to fully or partially pay their fees and their subsistence for the duration of their study in the IPT. Thus, this scheme provides greater opportunities to students to continue their tertiary education.

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Eligibility

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Applicants must

• Be a Malaysian Citizen;

• Not exceeding 45 years of age on date of Application;

• Possess a Sijil Pelajaran Malaysia (SPM) with at least three (3) credits

• Possess other recognized certificates to qualify for a degree programme: STPM, Levels, Foundation or Recognized Diploma;

• IPTS students must obtain the Accreditation Certificate from the Malaysian Qualifications Agency (MQA).The course and Accreditation Certificate approval period must still be valid on the date of Application;

• The remaining period of study upon application must exceed one (1) year;

• Have no sponsors (ex. MARA or JPA) or scholarship(s).

 

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Other Criteria

• For students applying for the second time, loans extended earlier by PTPTN must be settled in full prior to a fresh Application;

• Students who have received PTPTN loan through previous colleges / universities but have left or have not completed their course, are required to terminate the contract and make full payment with PTPTN before a new application can be made;

• As of Jan 2012, it is compulsory to open a SSPN (Skim Simpanan Pendidikan Nasional) account if students want to apply for a PTPTN loan.

 

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SSPN Account

• The National Education Savings Scheme (SSPN) is a savings scheme specifically designed by the National Higher Education Fund Corporation (PTPTN) for higher education financing purposes;

• Beginning the 1st January 2012, students applying for PTPTN education loans must have an SSPN account with minimum savings amount of RM20.00. An SSPN account can be opened at: Maybank, CIMB Bank, Bank Simpanan Nasional, Agro Bank, Bank Rakyat and Bank Islam;

• For a fast transaction, you are advised to open the SSPN Account with Maybank only. You can check your SSPN account statement the next day after opening your SSPN account on the PTPTN website;

• Any inquiries, please contact the PTPTN Hotline at 03-2080 4455.

 

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Online Applications

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All applications for PTPTN loans must be made online. Applicants must apply through the PTPTN Online Application during the opening and closing dates of the application. Applicants are required to have an e-mail (yahoo.com or gmail.com) for correspondence purposes.

 

PTPTN PIN Number

The PIN number can be purchased from Bank Simpanan Nasional (BSN) for RM5.00 (valid for 6 months ONLY). Please keep the receipt for website log-in purposes.

Should there be any difficulty in logging-in or in resetting the password, please contact:-

 

PTPTN Sabah
B-01-06 Tingkat 1 & B-02-06 Tingkat 2,
Warisan Square, Jalan Tun Fuad Stephens,
88100 Kota Kinabalu
Sabah.

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Website : https://www.ptptn.gov.my